![]() ![]() Debit card: You can use the account to shop online or in stores, as well as send and receive money from individuals.One caveat: Your choice of financial tool will determine what you can (and can’t) do with Google Pay. Then you link your Google Pay account to a bank account, credit card or debit card.To be able to send money, you’ll need to set up your Google Pay balance by providing your first and last name, address, date of birth and last four digits of your SSN. Set a few privacy settings, including whether you want to allow people to identify your account by your phone number or let Google Pay use your data to offer you rewards and personalized offers (more on that later).Supply your phone number and verify it – the verification code will be sent to you via text.Once you’ve downloaded the app, create an account. Note that starting January 2021, you won’t be able to use the browser version to send or receive money, and these features will only be available on the app. Go online to Google Pay or download the app – available for both Android and iPhone devices. Currently, you can join a waitlist for early access in the app. The feature will be called “Plex Account” and will allow users to manage their checking and savings accounts right in Google Pay. In 2021, Google Pay is also planning to add banking features in partnership with Citi and Stanford Federal Credit Union. ![]() “Insights” provides you with an overview of your finances similar to Mint and other budgeting apps. In “Explore,” you’ll find deals and discounts based on where you shop. In “Pay,” you can get access to peer-to-peer payments and your transaction history using tap-to-pay. The new version of the app comes with three new tabs: “Pay,” “Explore” and “Insights.” ![]() – to be able to pay online and in stores and also send money to friends and family,” says Gerardo Capiel, product management director for Google Pay.īut after the last relaunch, Google Pay is much more than that. “Google Pay is an easy way for anyone with a Google account – Gmail, Chrome, YouTube, etc.
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